You can download an application at the bottom of this page, but first please read through the process and qualifications so you understand the process and are able to meet the requirements.

Application Process

  • Complete an Application
    A family must complete and submit an application for home ownership. Questions may directed to a board member by leaving a voicemail at 715-422-1925.
  • Background Check
    A criminal background check of family members is required. There is no cost to the applicant.
  • Application Review
    Each application is reviewed by an established Selection Committee who personally meets with and interviews qualified prospective homeowners.
  • Availability
    Selection takes place only as land, funds, and materials for building the house are available.
  • If Approved—
    Here's what happens if your application is approved:
  • Financial Counseling
    If selected, adult family members must agree to attend financial counseling, arranged and paid for by HFH.
  • Sweat Equity
    Each adult family member is required to provide 250 hours of labor toward building their HFH house. This “sweat equity” helps build ownership in the house. Construction experience not required.
  • No Interest Mortgage
    With the previous conditions met, the house is sold to the homeowner at no profit to Habitat, and no interest is charged over the term of the mortgage.
And the Crowning Event...

The Dedication Ceremony
A short presentation and then . . . we hand you the keys to your new house!

Applicant Qualifications

  • Current Living Conditions
    This is not limited to, but may include unsafe structural conditions, poor plumbing or heating, overcrowding, etc. of rental property.
  • Financial Need
    The applicant may not be eligible for a conventional mortgage through a private lending institution, but eligible through HFH.
  • Personal Traits
    The applicant must demonstrate dependability, responsibility, care and concern for the maintenance of a home, and the ability to work well with others.
  • Criminal Activity
    An applicant convicted of a drug offense within the last four years may not be eligible. A convicted sexual offender or a parole violator is not eligible.
  • Residency
    The applicant must be a U.S. citizen or permanent resident and preferably a resident of the Wisconsin Rapids area for a minimum of two years.
  • Income
    The applicant must have a steady income to make monthly mortgage and escrow payments. The maximum yearly family income ranges from $28,750 to $47,400 as shown below.

    Family of 2:    $28,750
    Family of 3:    $32,350
    Family of 4:    $35,900
    Family of 5:    $38,800
    Family of 6:    $41,650
    Family of 7:    $44,550
    Family of 8:    $47,400

    Additional Information

    If you would like to more information about the application process, or to request an application by mail, please use our contact page to request the information you need and we'll get back to you as soon as possible. To request an application be mailed to you, include your name and mailing address.

Download an Application

To download an application for a HFH house, click here. The application is in .pdf format and must be printed, filled out, and mailed to us. If you do not have Adobe Reader, you can download it here. If you can't print out the application please contact us with your mailing address to receive a printed application by mail.