Application Process
The application process is as follows:
- Every family must complete an application for home ownership.
- Any questions about the application should be directed to an HFH board member at 715-422-1808 or 715-422-1925.
- The application is reviewed by an established Selection Committee who personally meets with and interviews prospective homeowners.
- A criminal background check of family members is required.
- Selection takes place only as land, funds, and materials for building the house are available.
- The house is sold to the homeowner at no profit, and no interest is charged over the term of the mortgage.
- Each adult family member is required to provide 250 hours of labor toward building a HFH house. This “sweat equity” helps build ownership in the house.
- Once selected, adult family members must agree to attend financial counseling, arranged and paid for by HFH.
Applicant Qualifications
This is not limited to, but may include unsafe structural conditions, plumbing, heating, overcrowding, etc. of rental property.
Financial Need
The applicant may not be eligible for a conventional mortgage through a private lending institution, but eligible through HFH.
Income
The applicant must have a steady income to make monthly mortgage and escrow payments. The maximum yearly family income ranges from $29,450 for a family of two to $48,600 for a family of eight.
Personal Traits
The applicant must demonstrate dependability, responsibility, care and concern for the maintenance of a home, and the ability to work well with others.
Criminal Activity
An applicant convicted of a drug offense within the last 4 years may not be eligible. A convicted sexual offender or a parole violator is not eligible.
Residency
The applicant must be a legal resident of the U.S. and preferably a resident of the Wisconsin Rapids area for a minimum of two years.
Additional Information
If you would like to receive additional information about the application process for a Habitat for Humanity house, click here and fill in your address, let us know you want more information, and then send it to us.
Download an Application
To download an application for a HFH house, click here. The application is in .pdf format and must be printed, filled out, and mailed to us. If you do not have Adobe Reader, you can download it here. If you can't print out the application please contact us with your mailing address to receive a printed application by mail.
YOUR INFORMATION REMAINS CONFIDENTIAL.